Used Car Finance in Hemel Hempstead

At Specto Motors, we offer competitive used car finance options in Hemel Hempstead to help you purchase your ideal car without financial strain. Our flexible plans include low-interest rates and customizable payment periods, tailored to suit your budget. Visit us to explore our finance solutions and drive away in your chosen car today.

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£24,900
Porsche
3.0 V6 E-Hybrid S SUV 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro 6 (s/s) (416 ps)
£24,900
Porsche Cayenne 3.0 V6 E-Hybrid S SUV 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro 6 (s/s) (416 ps)
2015
66,200 miles
Petrol Plug-in Hybrid
Automatic
83.1 mpg
Compliant

£20,500
BMW
4.4 V8 Saloon 4dr Petrol DCT Euro 5 (s/s) (560 ps)
£20,500
BMW M6 Gran Coupe 4.4 V8 Saloon 4dr Petrol DCT Euro 5 (s/s) (560 ps)
2014
70,500 miles
Petrol
Automatic
28.5 mpg
Compliant

£11,950
Ford
2.0 TDCi Titanium Sport MPV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
£11,950
Ford S-Max 2.0 TDCi Titanium Sport MPV 5dr Diesel Powershift AWD Euro 6 (s/s) (180 ps)
2016
64,059 miles
Diesel
Automatic
48.7 mpg
Compliant

£11,900
Jaguar
2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps)
£11,900
Jaguar F-PACE 2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps)
2017
90,300 miles
Diesel
Automatic
40.6 mpg
Compliant

£10,850
Land Rover
2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
£10,850
Land Rover Range Rover Evoque 2.0 TD4 HSE Dynamic Lux SUV 5dr Diesel Auto 4WD Euro 6 (s/s) (180 ps)
2015
74,500 miles
Diesel
Automatic
55.4 mpg
Compliant

£9,500
Mercedes-Benz
1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 (s/s) (122 ps)
£9,500
Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 (s/s) (122 ps)
2017
103,000 miles
Petrol
Manual
51.4 mpg
Compliant

£9,400
Ford
1.0T EcoBoost GPF Titanium SUV 5dr Petrol Auto Euro 6 (s/s) (125 ps)
£9,400
Ford EcoSport 1.0T EcoBoost GPF Titanium SUV 5dr Petrol Auto Euro 6 (s/s) (125 ps)
2018
57,874 miles
Petrol
Automatic
38.7 mpg
Compliant

£8,800
Peugeot
1.2 PureTech Tech Edition Estate 5dr Petrol EAT Euro 6 (s/s) (130 ps)
£8,800
Peugeot 308 SW 1.2 PureTech Tech Edition Estate 5dr Petrol EAT Euro 6 (s/s) (130 ps)
2019
61,600 miles
Petrol
Automatic
48.5 mpg
Compliant

£8,500
BMW
2.0 118d Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (150 ps)
£8,500
BMW 1 Series 2.0 118d Sport Hatchback 5dr Diesel Auto Euro 6 (s/s) (150 ps)
2015
76,000 miles
Diesel
Automatic
70.6 mpg
Compliant

£7,650
Lexus
5.0 600h V8 L RSR Saloon 4dr Petrol Hybrid CVT 4WD Euro 5 (s/s) (445 ps)
£7,650
Lexus LS 5.0 600h V8 L RSR Saloon 4dr Petrol Hybrid CVT 4WD Euro 5 (s/s) (445 ps)
2007
160,550 miles
Petrol Hybrid
Automatic
30.4 mpg
Compliant

£7,500
Ford
1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£7,500
Ford Fiesta 1.0T EcoBoost Titanium Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
2018
60,530 miles
Petrol
Manual
65.7 mpg
Compliant

£6,950
BMW
Hatchback 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (Range Extender) (170 ps)
£6,950
BMW i3 Hatchback 5dr Petrol Plug-in Hybrid Auto Euro 6 (s/s) (Range Extender) (170 ps)
2015
57,450 miles
Petrol Plug-in Hybrid
Automatic
470.8 mpg
Compliant

£6,900
Vauxhall
1.0i Turbo ecoFLEX Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (a/c) (115 ps)
£6,900
Vauxhall Corsa 1.0i Turbo ecoFLEX Excite Hatchback 5dr Petrol Manual Euro 6 (s/s) (a/c) (115 ps)
2016
29,582 miles
Petrol
Manual
57.6 mpg
Compliant

£6,500
Volkswagen
1.4 TSI BlueMotion Tech SE Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps)
£6,500
Volkswagen Golf 1.4 TSI BlueMotion Tech SE Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps)
2014
105,000 miles
Petrol
Automatic
56.5 mpg
Compliant

£6,350
Volkswagen
1.4 Match Hatchback 5dr Petrol DSG Euro 5 (85 ps)
£6,350
Volkswagen Polo 1.4 Match Hatchback 5dr Petrol DSG Euro 5 (85 ps)
2012
66,800 miles
Petrol
Automatic
48.7 mpg
Compliant

£6,150
Audi
1.4 TFSI CoD Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£6,150
Audi A3 1.4 TFSI CoD Sport Sportback 5dr Petrol Manual Euro 6 (s/s) (150 ps)
2015
107,000 miles
Petrol
Manual
58.9 mpg
Compliant

£5,900
Saab
 
£5,900
Saab 9-5
2012
130,240 miles
Petrol
Automatic
Not Compliant

£5,900
Volkswagen
2.0 TSI GT Hatchback 3dr Petrol DSG Euro 4 (200 ps)
£5,900
Volkswagen Scirocco 2.0 TSI GT Hatchback 3dr Petrol DSG Euro 4 (200 ps)
2009
81,000 miles
Petrol
Automatic
37.2 mpg
Compliant

£5,750
Toyota
2.0 XT3 SUV 5dr Petrol Automatic 4WD (212 g/km, 150 bhp)
£5,750
Toyota RAV4 2.0 XT3 SUV 5dr Petrol Automatic 4WD (212 g/km, 150 bhp)
2007
70,850 miles
Petrol
Automatic
31.4 mpg
Compliant

£5,700
Volkswagen
1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petrol Manual Euro 6 (s/s) (140 ps)
£5,700
Volkswagen Golf 1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petrol Manual Euro 6 (s/s) (140 ps)
2013
113,770 miles
Petrol
Manual
58.9 mpg
Compliant

£5,600
Citroen
1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
£5,600
Citroen C4 Cactus 1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
2016
54,662 miles
Petrol
Manual
65.7 mpg
Compliant

£5,550
Smart
0.9T Proxy (Premium Plus) Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£5,550
Smart forfour 0.9T Proxy (Premium Plus) Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
2016
58,000 miles
Petrol
Manual
65.7 mpg
Compliant

£5,100
Peugeot
1.2 PureTech Signature Hatchback 5dr Petrol Manual Euro 6 (s/s) (82 ps)
£5,100
Peugeot 208 1.2 PureTech Signature Hatchback 5dr Petrol Manual Euro 6 (s/s) (82 ps)
2018
77,422 miles
Petrol
Manual
51.5 mpg
Compliant

£3,200
BMW
2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£3,200
BMW 1 Series 2.0 118d Sport Hatchback 5dr Diesel Manual Euro 6 (s/s) (150 ps)
2015
172,537 miles
Diesel
Manual
68.9 mpg
Compliant

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and leasing agreements to suit different budgets and preferences.

You can apply for car finance directly on our website or visit our dealership in person. We'll need some basic information from you, such as your employment details and financial history, to get started.

Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit.

Typically, you will need to bring proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

We do not charge any fees for applying for finance. However, depending on the finance provider, there might be administrative fees upon accepting the finance agreement. These will be clearly outlined in your finance offer.

Absolutely, we accept part exchanges as a deposit for your next car purchase. We will assess the value of your current vehicle and this can be put towards the deposit or reduce the finance amount required.