Representative 10.9% APR Available On All Qualifying Vehicles (subject to acceptance)

NEW ARRIVALS

Volvo V90 2.0 T4 Momentum Plus Estate 5dr Petrol Auto Euro 6 (s/s) (190 ps)
2.0 T4 Momentum Plus
2019 | 64,600 miles | Petrol | Automatic
Cash Price

£16,500

Finance Price

From £318.25/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £318.25 | 58 Monthly Payments: £318.25 | Final Payment: £328.25 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,255 | Total Amount Payable: £20,755 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Mercedes-Benz A Class 2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC Euro 6 (s/s) (306 ps)
2.0 A35 AMG (Premium Plus)
2019 | 36,500 miles | Petrol | Automatic
Cash Price

£25,900

Finance Price

From £499.63/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £25,900 | Total Deposit: £2,590 | Total Amount of Credit: £23,310 | First Payment: £499.63 | 58 Monthly Payments: £499.63 | Final Payment: £509.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £6,677.80 | Total Amount Payable: £32,577.80 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Ford Kuga 1.5T EcoBoost ST-Line X SUV 5dr Petrol Auto AWD Euro 6 (s/s) (176 ps)
1.5T EcoBoost ST-Line X
2019 | 71,060 miles | Petrol | Automatic
Cash Price

£10,900

Finance Price

From £210.20/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,900 | Total Deposit: £1,090 | Total Amount of Credit: £9,810 | First Payment: £210.20 | 58 Monthly Payments: £210.20 | Final Payment: £220.20 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,812 | Total Amount Payable: £13,712 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Ford Focus 1.0T EcoBoost Vignale Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps)
1.0T EcoBoost Vignale
2019 | 41,000 miles | Petrol | Automatic
Cash Price

£12,250

Finance Price

From £236.25/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,250 | Total Deposit: £1,225 | Total Amount of Credit: £11,025 | First Payment: £236.25 | 58 Monthly Payments: £236.25 | Final Payment: £246.25 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,160 | Total Amount Payable: £15,410 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Mazda CX-3 2.0 SKYACTIV-G Sport Nav+ SUV 5dr Petrol Auto Euro 6 (s/s) (121 ps)
2.0 SKYACTIV-G Sport Nav+
2019 | 51,000 miles | Petrol | Automatic
Cash Price

£12,650

Finance Price

From £243.96/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,650 | Total Deposit: £1,265 | Total Amount of Credit: £11,385 | First Payment: £243.96 | 58 Monthly Payments: £243.96 | Final Payment: £253.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,262.60 | Total Amount Payable: £15,912.60 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Audi S5 3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
2017 | 68,200 miles | Petrol | Automatic
Cash Price

£19,400

Finance Price

From £374.21/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £19,400 | Total Deposit: £1,940 | Total Amount of Credit: £17,460 | First Payment: £374.21 | 58 Monthly Payments: £374.21 | Final Payment: £384.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,002.60 | Total Amount Payable: £24,402.60 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Mercedes-Benz GLE 2.9 GLE350d AMG Line (Premium Plus) SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (272 ps)
2.9 GLE350d AMG Line (Premium Plus)
2020 | 51,000 miles | Diesel | Automatic
Cash Price

£37,250

Finance Price

From £676/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £37,250 | Total Deposit: £3,725 | Total Amount of Credit: £33,525 | First Payment: £676 | 45 Monthly Payments: £676 | Final Payment: £15,285 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £12,856 | Total Amount Payable: £50,106 | Annual Fixed Interest Rate: 7.24% | Representative APR: 13.90%
Porsche Cayenne 3.0 V6 E-Hybrid 14.1kWh SUV 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro 6 (s/s) (3.6kW Charger) (462 ps)
3.0 V6 E-Hybrid 14.1kWh
2020 | 68,102 miles | Petrol Plug-in Hybrid | Automatic
Cash Price

£35,450

Finance Price

From £668.62/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £35,450 | Total Deposit: £3,545 | Total Amount of Credit: £31,905 | First Payment: £668.62 | 42 Monthly Payments: £668.62 | Final Payment: £14,597.62 | Agreement Duration: 44 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £11,443.28 | Total Amount Payable: £46,893.28 | Annual Fixed Interest Rate: 7.21% | Representative APR: 13.90%
Tesla Model 3 (Dual Motor) Long Range Saloon 4dr Electric Auto 4WDE (346 ps)
(Dual Motor) Long Range
2021 | 59,600 miles | Electric | Automatic
Cash Price

£19,450

Finance Price

From £375.17/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £19,450 | Total Deposit: £1,945 | Total Amount of Credit: £17,505 | First Payment: £375.17 | 58 Monthly Payments: £375.17 | Final Payment: £385.17 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,015.20 | Total Amount Payable: £24,465.20 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 (s/s) (122 ps)
1.6 CLA180 AMG Line
2017 | 103,000 miles | Petrol | Manual
Cash Price

£6,900

Finance Price

From £133.01/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,900 | Total Deposit: £690 | Total Amount of Credit: £6,210 | First Payment: £133.01 | 58 Monthly Payments: £133.01 | Final Payment: £143.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,780.60 | Total Amount Payable: £8,680.60 | Annual Fixed Interest Rate: 5.70% | Representative APR: 10.90%
Citroen C4 Cactus 1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
1.2 PureTech Flair
2016 | 54,662 miles | Petrol | Manual
Cash Price

£4,750

Finance Price

From £95.50/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,750 | Total Deposit: £475 | Total Amount of Credit: £4,275 | First Payment: £95.50 | 58 Monthly Payments: £95.50 | Final Payment: £96.50 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,456 | Total Amount Payable: £6,206 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Jaguar F-PACE 2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps)
2.0 D180 Portfolio
2017 | 91,000 miles | Diesel | Automatic
Cash Price

£9,500

Finance Price

From £183.18/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £183.18 | 58 Monthly Payments: £183.18 | Final Payment: £193.18 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,450.80 | Total Amount Payable: £11,950.80 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Toyota RAV4 2.0 XT3 SUV 5dr Petrol Automatic 4WD (212 g/km, 150 bhp)
2.0 XT3
2007 | 70,850 miles | Petrol | Automatic
Cash Price

£4,500

Finance Price

From £92.21/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £92.21 | 58 Monthly Payments: £92.21 | Final Payment: £102.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,492.60 | Total Amount Payable: £5,992.60 | Annual Fixed Interest Rate: 7.32% | Representative APR: 13.90%

Customer Reviews

Verified Review
Excellent service by Elham, and proper discussion about the car my sister was buying. Car was tested and it was in a perfect condition as we were told by Elham. I will recommend Specto Motors to anyon...
Anonymous
AutoTrader
Verified Review
Professional no pressure service. Very happy with the car. Great experience!
Elizabeth Atkinson
Google
Verified Review
"I recently purchased a vehicle from SPECTO MOTORS LTD, and I am very satisfied with the service I received. The staff were professional and helpful throughout the process. The vehicle was exactly as...
Altaf Ahmad
Google
Verified Review
Polite and Great customer service ,
Mici Dave
Google