Representative 12.9% APR Available On All Qualifying Vehicles (subject to acceptance)

NEW ARRIVALS

Audi S5 3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
2017 | 68,200 miles | Petrol | Automatic
Cash Price

£21,450

Finance Price

From £413.77/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £21,450 | Total Deposit: £2,145 | Total Amount of Credit: £19,305 | First Payment: £413.77 | 58 Monthly Payments: £413.77 | Final Payment: £423.77 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,531.20 | Total Amount Payable: £26,981.20 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
BMW 4 Series 2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s) (184 ps)
2.0 420i M Sport
2023 | 49,500 miles | Petrol | Automatic
Cash Price

£27,399

Finance Price

From £502.40/month

Typical Representative Finance Example
Product: LP | Cash Price: £27,399 | Total Deposit: £2,739.90 | Total Amount of Credit: £24,659.10 | First Payment: £502.40 | 46 Monthly Payments: £502.40 | Final Payment: £9,692.40 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,646.10 | Total Amount Payable: £36,045.10 | Annual Fixed Interest Rate: 6.72% | Representative APR: 12.90%
BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)
2.0 320i M Sport
2017 | 85,033 miles | Petrol | Automatic
Cash Price

£11,450

Finance Price

From £220.81/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,450 | Total Deposit: £1,145 | Total Amount of Credit: £10,305 | First Payment: £220.81 | 58 Monthly Payments: £220.81 | Final Payment: £230.81 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,953.60 | Total Amount Payable: £14,403.60 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Mercedes-Benz GLE 2.9 GLE350d AMG Line (Premium Plus) SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (272 ps)
2.9 GLE350d AMG Line (Premium Plus)
2020 | 49,300 miles | Diesel | Automatic
Cash Price

£39,500

Finance Price

From £703.13/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £39,500 | Total Deposit: £3,950 | Total Amount of Credit: £35,550 | First Payment: £703.13 | 46 Monthly Payments: £703.13 | Final Payment: £15,248.13 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £12,745.24 | Total Amount Payable: £52,245.24 | Annual Fixed Interest Rate: 6.72% | Representative APR: 12.90%
Porsche Cayenne 3.0 V6 E-Hybrid 14.1kWh SUV 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro 6 (s/s) (3.6kW Charger) (462 ps)
3.0 V6 E-Hybrid 14.1kWh
2020 | 68,102 miles | Petrol Plug-in Hybrid | Automatic
Cash Price

£37,500

Finance Price

From £694.62/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £37,500 | Total Deposit: £3,750 | Total Amount of Credit: £33,750 | First Payment: £694.62 | 43 Monthly Payments: £694.62 | Final Payment: £14,517.62 | Agreement Duration: 45 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £11,330.90 | Total Amount Payable: £48,830.90 | Annual Fixed Interest Rate: 6.69% | Representative APR: 12.90%
Tesla Model 3 (Dual Motor) Long Range Saloon 4dr Electric Auto 4WDE (346 ps)
(Dual Motor) Long Range
2021 | 59,600 miles | Electric | Automatic
Cash Price

£19,750

Finance Price

From £380.96/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £19,750 | Total Deposit: £1,975 | Total Amount of Credit: £17,775 | First Payment: £380.96 | 58 Monthly Payments: £380.96 | Final Payment: £390.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,092.60 | Total Amount Payable: £24,842.60 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Toyota Yaris 1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (116 ps)
1.5 VVT-h Design
2021 | 59,800 miles | Petrol Hybrid | Automatic
Cash Price

£12,699

Finance Price

From £242.27/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,699 | Total Deposit: £1,269.90 | Total Amount of Credit: £11,429.10 | First Payment: £242.27 | 46 Monthly Payments: £242.27 | Final Payment: £3,928.27 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,885.86 | Total Amount Payable: £16,584.86 | Annual Fixed Interest Rate: 6.72% | Representative APR: 12.90%
Renault Grand Modus 1.5 dCi Dynamique MPV 5dr Diesel Manual Euro 5 (86 ps)
1.5 dCi Dynamique
2011 | 153,000 miles | Diesel | Manual
Cash Price

£1,500

Finance Price

From £30.04/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £1,500 | Total Deposit: £150 | Total Amount of Credit: £1,350 | First Payment: £30.04 | 58 Monthly Payments: £30.04 | Final Payment: £40.04 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £462.40 | Total Amount Payable: £1,962.40 | Annual Fixed Interest Rate: 6.70% | Representative APR: 12.90%
Smart fortwo 1.0 MHD Passion Coupe 2dr Petrol Auto Euro 4 (71 bhp)
1.0 MHD Passion
2009 | 40,800 miles | Petrol | Automatic
Cash Price

£2,450

Finance Price

From £49.15/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £2,450 | Total Deposit: £245 | Total Amount of Credit: £2,205 | First Payment: £49.15 | 58 Monthly Payments: £49.15 | Final Payment: £59.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £754 | Total Amount Payable: £3,204 | Annual Fixed Interest Rate: 6.75% | Representative APR: 12.90%
Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 (s/s) (122 ps)
1.6 CLA180 AMG Line
2017 | 103,000 miles | Petrol | Manual
Cash Price

£7,900

Finance Price

From £152.31/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,900 | Total Deposit: £790 | Total Amount of Credit: £7,110 | First Payment: £152.31 | 58 Monthly Payments: £152.31 | Final Payment: £162.31 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,038.60 | Total Amount Payable: £9,938.60 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Citroen C4 Cactus 1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
1.2 PureTech Flair
2016 | 54,662 miles | Petrol | Manual
Cash Price

£4,900

Finance Price

From £98.41/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,900 | Total Deposit: £490 | Total Amount of Credit: £4,410 | First Payment: £98.41 | 58 Monthly Payments: £98.41 | Final Payment: £108.41 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,504.60 | Total Amount Payable: £6,404.60 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Volkswagen Scirocco 2.0 TSI GT Hatchback 3dr Petrol DSG Euro 4 (200 ps)
2.0 TSI GT
2009 | 81,000 miles | Petrol | Automatic
Cash Price

£5,900

Finance Price

From £118.52/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £5,900 | Total Deposit: £590 | Total Amount of Credit: £5,310 | First Payment: £118.52 | 58 Monthly Payments: £118.52 | Final Payment: £128.52 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,811.20 | Total Amount Payable: £7,711.20 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Jaguar F-PACE 2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps)
2.0 D180 Portfolio
2017 | 90,300 miles | Diesel | Automatic
Cash Price

£9,900

Finance Price

From £190.90/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,900 | Total Deposit: £990 | Total Amount of Credit: £8,910 | First Payment: £190.90 | 58 Monthly Payments: £190.90 | Final Payment: £200.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,554 | Total Amount Payable: £12,454 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Toyota RAV4 2.0 XT3 SUV 5dr Petrol Automatic 4WD (212 g/km, 150 bhp)
2.0 XT3
2007 | 70,850 miles | Petrol | Automatic
Cash Price

£4,500

Finance Price

From £90.37/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £90.37 | 58 Monthly Payments: £90.37 | Final Payment: £100.37 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,382.20 | Total Amount Payable: £5,882.20 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Lexus LS 5.0 600h V8 L RSR Saloon 4dr Petrol Hybrid CVT 4WD Euro 5 (s/s) (445 ps)
5.0 600h V8 L RSR
2007 | 160,550 miles | Petrol Hybrid | Automatic
Cash Price

£6,500

Finance Price

From £130.59/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £130.59 | 58 Monthly Payments: £130.59 | Final Payment: £140.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,995.40 | Total Amount Payable: £8,495.40 | Annual Fixed Interest Rate: 6.79% | Representative APR: 12.90%
Peugeot 208 1.2 PureTech GPF GT Line Hatchback 5dr Petrol EAT Euro 6 (s/s) (110 ps)
1.2 PureTech GPF GT Line
2019 | 68,500 miles | Petrol | Automatic
Cash Price

£7,450

Finance Price

From £143.63/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,450 | Total Deposit: £745 | Total Amount of Credit: £6,705 | First Payment: £143.63 | 58 Monthly Payments: £143.63 | Final Payment: £153.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,922.80 | Total Amount Payable: £9,372.80 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%

Customer Reviews

Verified Review
The team were professional and friendly from start to finish. No pressure sales tactics, just helpful guidance and a good selection of quality used cars.
Sean Brien
Google
Verified Review
Very nice and easy going process.
Michael Asiedu
Google
Verified Review
Very happy with the service at Specto Motors - Elgar's helpful and polite nature made the whole process of purchasing the car smooth and comfortable for us. Would definitely recommend!
Luckshi Easwarakumar
Google
Verified Review
I recently purchased a car from Specto Motors⁠ and the whole experience was excellent. The team was professional, friendly, and very helpful from the first phone call to collecting the car. They...
Xhedan Gjuta
Google