Representative 12.9% APR Available On All Qualifying Vehicles (subject to acceptance)

NEW ARRIVALS

Audi S5 3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
3.0 TFSI V6 Cabriolet 2dr Petrol Tiptronic quattro Euro 6 (s/s) (354 ps)
2017 | 68,200 miles | Petrol | Automatic
Cash Price

£20,900

Finance Price

From £403.15/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £20,900 | Total Deposit: £2,090 | Total Amount of Credit: £18,810 | First Payment: £403.15 | 58 Monthly Payments: £403.15 | Final Payment: £413.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,389 | Total Amount Payable: £26,289 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
BMW 4 Series 2.0 420i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s) (184 ps)
2.0 420i M Sport
2023 | 49,500 miles | Petrol | Automatic
Cash Price

£26,700

Finance Price

From £485.77/month

Typical Representative Finance Example
Product: LP | Cash Price: £26,700 | Total Deposit: £2,670 | Total Amount of Credit: £24,030 | First Payment: £485.77 | 46 Monthly Payments: £485.77 | Final Payment: £9,675.77 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £8,476.96 | Total Amount Payable: £35,176.96 | Annual Fixed Interest Rate: 6.72% | Representative APR: 12.90%
BMW 3 Series 2.0 320i M Sport Saloon 4dr Petrol Auto Euro 6 (s/s) (184 ps)
2.0 320i M Sport
2017 | 85,033 miles | Petrol | Automatic
Cash Price

£11,250

Finance Price

From £216.95/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,250 | Total Deposit: £1,125 | Total Amount of Credit: £10,125 | First Payment: £216.95 | 58 Monthly Payments: £216.95 | Final Payment: £226.95 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,902 | Total Amount Payable: £14,152 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Mercedes-Benz GLE 2.9 GLE350d AMG Line (Premium Plus) SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (272 ps)
2.9 GLE350d AMG Line (Premium Plus)
2020 | 51,000 miles | Diesel | Automatic
Cash Price

£38,500

Finance Price

From £686.71/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £38,500 | Total Deposit: £3,850 | Total Amount of Credit: £34,650 | First Payment: £686.71 | 45 Monthly Payments: £686.71 | Final Payment: £15,316.71 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £12,255.37 | Total Amount Payable: £50,755.37 | Annual Fixed Interest Rate: 6.71% | Representative APR: 12.90%
Porsche Cayenne 3.0 V6 E-Hybrid 14.1kWh SUV 5dr Petrol Plug-in Hybrid TiptronicS 4WD Euro 6 (s/s) (3.6kW Charger) (462 ps)
3.0 V6 E-Hybrid 14.1kWh
2020 | 68,102 miles | Petrol Plug-in Hybrid | Automatic
Cash Price

£36,900

Finance Price

From £686.21/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £36,900 | Total Deposit: £3,690 | Total Amount of Credit: £33,210 | First Payment: £686.21 | 42 Monthly Payments: £686.21 | Final Payment: £14,679.21 | Agreement Duration: 44 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £10,976.24 | Total Amount Payable: £47,876.24 | Annual Fixed Interest Rate: 6.69% | Representative APR: 12.90%
Tesla Model 3 (Dual Motor) Long Range Saloon 4dr Electric Auto 4WDE (346 ps)
(Dual Motor) Long Range
2021 | 59,600 miles | Electric | Automatic
Cash Price

£19,450

Finance Price

From £375.17/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £19,450 | Total Deposit: £1,945 | Total Amount of Credit: £17,505 | First Payment: £375.17 | 58 Monthly Payments: £375.17 | Final Payment: £385.17 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £5,015.20 | Total Amount Payable: £24,465.20 | Annual Fixed Interest Rate: 5.72% | Representative APR: 10.90%
Toyota Yaris 1.5 VVT-h Design Hatchback 5dr Petrol Hybrid E-CVT Euro 6 (s/s) (116 ps)
1.5 VVT-h Design
2021 | 59,800 miles | Petrol Hybrid | Automatic
Cash Price

£12,500

Finance Price

From £237.53/month

Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,500 | Total Deposit: £1,250 | Total Amount of Credit: £11,250 | First Payment: £237.53 | 46 Monthly Payments: £237.53 | Final Payment: £3,923.53 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,837.44 | Total Amount Payable: £16,337.44 | Annual Fixed Interest Rate: 6.72% | Representative APR: 12.90%
Renault Grand Modus 1.5 dCi Dynamique MPV 5dr Diesel Manual Euro 5 (86 ps)
1.5 dCi Dynamique
2011 | 153,000 miles | Diesel | Manual
Cash Price

£1,500

Finance Price

From £30.04/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £1,500 | Total Deposit: £150 | Total Amount of Credit: £1,350 | First Payment: £30.04 | 58 Monthly Payments: £30.04 | Final Payment: £40.04 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £462.40 | Total Amount Payable: £1,962.40 | Annual Fixed Interest Rate: 6.70% | Representative APR: 12.90%
Smart fortwo 1.0 MHD Passion Coupe 2dr Petrol Auto Euro 4 (71 bhp)
1.0 MHD Passion
2009 | 40,800 miles | Petrol | Automatic
Cash Price

£2,450

Finance Price

From £49.15/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £2,450 | Total Deposit: £245 | Total Amount of Credit: £2,205 | First Payment: £49.15 | 58 Monthly Payments: £49.15 | Final Payment: £59.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £754 | Total Amount Payable: £3,204 | Annual Fixed Interest Rate: 6.75% | Representative APR: 12.90%
Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol Manual Euro 6 (s/s) (122 ps)
1.6 CLA180 AMG Line
2017 | 103,000 miles | Petrol | Manual
Cash Price

£6,900

Finance Price

From £133.01/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,900 | Total Deposit: £690 | Total Amount of Credit: £6,210 | First Payment: £133.01 | 58 Monthly Payments: £133.01 | Final Payment: £143.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,780.60 | Total Amount Payable: £8,680.60 | Annual Fixed Interest Rate: 5.70% | Representative APR: 10.90%
Citroen C4 Cactus 1.2 PureTech Flair Hatchback 5dr Petrol Manual Euro 6 (s/s) (110 ps)
1.2 PureTech Flair
2016 | 54,662 miles | Petrol | Manual
Cash Price

£4,750

Finance Price

From £95.40/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,750 | Total Deposit: £475 | Total Amount of Credit: £4,275 | First Payment: £95.40 | 58 Monthly Payments: £95.40 | Final Payment: £105.40 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,459 | Total Amount Payable: £6,209 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Volkswagen Scirocco 2.0 TSI GT Hatchback 3dr Petrol DSG Euro 4 (200 ps)
2.0 TSI GT
2009 | 81,000 miles | Petrol | Automatic
Cash Price

£5,900

Finance Price

From £118.52/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £5,900 | Total Deposit: £590 | Total Amount of Credit: £5,310 | First Payment: £118.52 | 58 Monthly Payments: £118.52 | Final Payment: £128.52 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,811.20 | Total Amount Payable: £7,711.20 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Jaguar F-PACE 2.0 D180 Portfolio SUV 5dr Diesel Auto AWD Euro 6 (s/s) (180 ps)
2.0 D180 Portfolio
2017 | 91,000 miles | Diesel | Automatic
Cash Price

£9,500

Finance Price

From £183.18/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £183.18 | 58 Monthly Payments: £183.18 | Final Payment: £193.18 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,450.80 | Total Amount Payable: £11,950.80 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%
Toyota RAV4 2.0 XT3 SUV 5dr Petrol Automatic 4WD (212 g/km, 150 bhp)
2.0 XT3
2007 | 70,850 miles | Petrol | Automatic
Cash Price

£4,500

Finance Price

From £90.37/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £4,500 | Total Deposit: £450 | Total Amount of Credit: £4,050 | First Payment: £90.37 | 58 Monthly Payments: £90.37 | Final Payment: £100.37 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,382.20 | Total Amount Payable: £5,882.20 | Annual Fixed Interest Rate: 6.78% | Representative APR: 12.90%
Lexus LS 5.0 600h V8 L RSR Saloon 4dr Petrol Hybrid CVT 4WD Euro 5 (s/s) (445 ps)
5.0 600h V8 L RSR
2007 | 160,550 miles | Petrol Hybrid | Automatic
Cash Price

£6,500

Finance Price

From £130.59/month

Typical Representative Finance Example
Product: Conditional Sale | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £130.59 | 58 Monthly Payments: £130.59 | Final Payment: £140.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,995.40 | Total Amount Payable: £8,495.40 | Annual Fixed Interest Rate: 6.79% | Representative APR: 12.90%
Peugeot 208 1.2 PureTech GPF GT Line Hatchback 5dr Petrol EAT Euro 6 (s/s) (110 ps)
1.2 PureTech GPF GT Line
2019 | 68,500 miles | Petrol | Automatic
Cash Price

£7,450

Finance Price

From £143.63/month

Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,450 | Total Deposit: £745 | Total Amount of Credit: £6,705 | First Payment: £143.63 | 58 Monthly Payments: £143.63 | Final Payment: £153.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,922.80 | Total Amount Payable: £9,372.80 | Annual Fixed Interest Rate: 5.71% | Representative APR: 10.90%

Customer Reviews

Verified Review
From my first interaction with Specto Motors, I was impressed by their honesty and helpful approach. The staff were knowledgeable, answered all my questions, and made the whole process stress-free. Gr...
Craig Fleischman
Google
Verified Review
Very happy with the service at Specto Motors - Elgar's helpful and polite nature made the whole process of purchasing the car smooth and comfortable for us. Would definitely recommend!
Luckshi Easwarakumar
Google
Verified Review
Very nice and easy going process.
Michael Asiedu
Google
Verified Review
Found exactly what I was looking for at a reasonable price. The car was in great condition and the whole purchase process was simple and transparent.
Kieran Shaw
Google